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# Fixed Subsidy and Bonus Booklet Simply Explained
- URL: https://zahnarztpraxis-st-peter.de/en/guide/fixed-subsidy-bonus-booklet/
- Published: 2026-07-15T10:30:00.000Z
- Updated: 2026-10-23T11:01:07.000Z
- Description: How much health insurance pays towards dental restorations, what the standard treatment is and why your bonus booklet is worth real money.
- Author: Hassan Al-Johmani M.Sc.
- Tags: #t-zahnersatz-en, #lang-en, #ki-bild

For dental restorations such as crowns, bridges and dentures, people with German statutory health insurance always pay a share themselves. How high it is depends on three things: the findings, the restoration you choose and your bonus booklet (Bonusheft) – the booklet in which your regular dental check-ups are stamped.

In short

For dental restorations, the health insurer pays a finding-based fixed subsidy (Festzuschuss) of 60 % of the cost of the standard treatment (Regelversorgung). With regularly documented check-ups it rises to 70 % after five years and to 75 % after ten years. If you have a low income, the hardship rule may apply.

## What is the standard treatment?

For each finding – for example “one missing tooth between two healthy teeth” – a standard solution is defined: the standard treatment (Regelversorgung). The fixed subsidy is based on it, regardless of whether you choose this solution, a similar one (e.g. an all-ceramic crown) or a different type of solution (e.g. an implant).

| Situation                            | Subsidy                                           |
| ------------------------------------ | ------------------------------------------------- |
| Basic entitlement                    | 60 % of the standard treatment                    |
| Bonus booklet: 5 years without gaps  | 70 %                                              |
| Bonus booklet: 10 years without gaps | 75 %                                              |
| Hardship case                        | up to 100 % of the cost of the standard treatment |

## How to use your bonus booklet

- Adults: have a check-up once per calendar year and have it stamped in the booklet.
- Children and adolescents (6–17 years): once per calendar half-year.
- Under the current rules, missing a single check-up within the period does not affect the 10-year bonus.
- Lost your bonus booklet? Previous practices can often confirm past check-ups retrospectively.

![Open bonus booklet for dental restorations with practice stamps](https://zahnarztpraxis-st-peter.de/content/images/size/w960/2026/10/rg-bonusheft-3.webp)![](https://zahnarztpraxis-st-peter.de/assets/img/eu-ai/ai-generated-white.svg)

Every stamp counts – the bonus booklet increases the insurer’s subsidy.

Good to know

Bring your bonus booklet to every check-up. For a crown or bridge, the bonus can amount to several hundred euros.

Read more
- [Crowns, bridges and dentures in Nuremberg](https://zahnarztpraxis-st-peter.de/en/crowns-bridges-dentures-nuremberg/)
- [How much does an implant cost?](https://zahnarztpraxis-st-peter.de/en/guide/dental-implant-cost/)
- [Dental crowns: materials compared](https://zahnarztpraxis-st-peter.de/en/guide/dental-crown-materials/)

Book your appointment at the Zahnarztpraxis St. Peter – via [online booking](https://zahnarztpraxis-st-peter.de/en/book-appointment/) or by phone on [0911 554181](tel:+49911554181). You will find us at Hainstraße 25, 90461 Nürnberg (tram 6/10 to Scharrerstraße, patient parking via Scharrerstraße).

## Frequently asked questions

Is there a digital bonus booklet?

Many health insurers now offer digital bonus booklets via their app. Ask your insurer.

Who counts as a hardship case?

Insured persons with a low income and recipients of certain social benefits. Your health insurer can tell you the exact limits.